Personal Finance
When you budget the money you make from your jobs, savings or investments, you can achieve long-term financial goals such as...
Most people live "paycheck-to-paycheck" which means that they spend every penny of their paycheck before the next paycheck comes in. If you can learn to PAY YOURSELF FIRST, or add money to your savings account first, you can be sure to have the financial discipline to meet your money goals. |
Budgeting Decisions
Most parts of your budget can be changed to save more money. Here are a few examples...
- If you notice you are spending too much money on gas or parking, you might consider taking the bus.
- If you are paying too much money for cable TV, you might switch to Netflix or Hulu.
- If your rent is too high, you might need to move to a different part of town.
Housing Options
Option 1 - Buy a House
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Option 2 - Buy a Condo or Townhouse
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Option 3 - Rent an Apartment
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Transportation Options
Option 1 - Buy a Luxury Car
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Option 2 - Buy a Standard Car, Truck or SUV
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Option 3 - Buy a Used Car
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Option 4 - Public Transportation
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